AI Spending Coach — Free to start

Stop losing money to subscriptions you forgot about

Finch scans your spending in 60 seconds and shows you exactly where your money is quietly draining away — then tells you what to do about it.

Find my spending leaks

Free forever · No credit card

$63

avg. monthly savings found

60 sec

to your first spending report

84%

find at least one surprise charge

How Finch works

Your money has been trying to tell you something

Finch listens, finds the leaks, and gives you a calm, clear action plan. No charts to decode. No finance degree required.

Finds the subscriptions you forgot you had

Connect your bank in seconds. Finch scans your last 12 months of transactions and spots every recurring charge — including the ones you thought you cancelled. Netflix, Duolingo Plus, that meditation app from 2022.

  • Detects all recurring charges automatically
  • Flags charges that crept up in price
  • Shows last used date so you can decide fast

Subscriptions found this month

N

Netflix

Last used 2 days ago

$15.49/mo
D

Duolingo Plus

Last used 11 months ago

$6.99/mo
C

Calm

Last used 8 months ago

$14.99/mo
A

Adobe CC

Price increased $4 last month

$54.99/mo

Cancellable savings

$21.98/mo

F

Finch

Your spending coach

Hey! I noticed you spent $340 on food delivery last month — that's up 60% from your average. Want me to break that down?
Yeah that seems high. What happened?
Most of it was Thursdays & Fridays after 8pm — looks like post-work exhaustion ordering. If you meal prepped just one of those nights, you'd save around $80/mo. Want a simple plan for that?

A coach that explains your money, not just shows it

Most finance apps give you charts. Finch gives you answers. Ask anything — "why am I broke this week?" or "how do I save $200 faster?" — and get a real, specific reply.

  • Spots spending patterns before you notice them
  • Gives you a specific action, not just awareness
  • No guilt — encouragement, not lectures

Set a goal. Watch Finch clear the path.

Tell Finch what you want — an emergency fund, a vacation, paying off a card — and it works backward from today's spending to tell you exactly what to trim and when you'll get there.

  • Calculates a realistic monthly target
  • Adjusts automatically when life changes
  • Celebrates milestones without the cringe

Your goals

Emergency fund

$3,200 saved of $5,000

64%

On track — 4 months away at current pace

Japan trip

$820 saved of $3,500

23%

Cancel Calm app to save 3 months faster

Finch says: You saved $180 more than average last month. Keep that up and you'll hit your emergency fund 6 weeks early.

Your $63/month in forgotten subscriptions called. They said thanks.

The average Finch user finds over $60 in monthly charges they no longer want — in the first session.

Find mine now

Why Finch

Different by design

Most money apps make you do the work. Finch does the work for you — and explains the results in plain English.

Other apps

  • ✗ Endless charts you have to interpret yourself
  • ✗ Manual category rules and budget setup
  • ✗ Guilt when you go over budget
  • ✗ Passive — waits for you to log in
F

Finch

  • Tells you in plain words what to do next
  • Zero setup — connected and working in 60 seconds
  • Encourages progress, never shames you
  • Proactively alerts you before money slips away

Real people, real results

Money finally makes sense

"I found four subscriptions I completely forgot about within 5 minutes. That was $47/month back in my pocket. YNAB made me feel like I was bad at money — Finch just fixed it."

S

Sarah K.

Graphic designer, 28

"The chat feature is insane. I asked why I always feel broke at the end of the month and it broke down my exact spending patterns by day of week. I had no idea Tuesdays were destroying my budget."

M

Marcus T.

Software engineer, 31

"I saved enough for a weekend trip to Montreal in 6 weeks. Finch told me exactly what to cut and checked in every week. It felt like having a financially savvy friend, not an app."

J

Jade R.

Marketing manager, 26

Your money, finally making sense.

Join thousands of people who found their first spending leak in under 60 seconds. It is free to start, and always will be.

Start my free scan See how it works

Free forever · No credit card · Secure bank connection